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Top cash back credit cards in India for 2024: See annual fee, sign-up fee and benefits


New Delhi: If you’re wondering how to save on everyday expenses, cash back credit cards may be the solution you’ve been looking for. Known for their simplicity and effectiveness, these cards offer a direct benefit to your spending. Using a credit card can give you cash back, meaning you get some money back from your purchases.

But not all cashback cards are the same. Some give you a flat percentage back on everything you buy, while others offer more cash back on certain types of purchases. (Also Read: Latest HDFC Bank FD Rates 2024: How Much Return Will You Get From Fixed Deposit? Check Here)

With the right credit card, you can get money back for the things you buy most often, like groceries or online purchases. To help you choose the best option, here is a list of top cashback credit cards in India: (Also Read: Latest SBI FD Rates 2024: How Much Return Will You Get on Fixed Deposit? Check Here)

Best Cashback Credit Cards in India for February 2024:

SBI Cashback Card: Annual Charge

The registration fee is Rs 999 and the same goes for the annual/renewal fee.

SBI Cashback Card: Benefits

5 percent cashback on all online spending and 1 percent cashback on all offline spending.

Axis Ace Credit Card – Annual Fee

The registration fee and annual/renewal fee are Rs 499.

Axis Ace Credit Card: Benefits

5 percent cashback on utility bill payments and recharges through Google Pay, and 4 percent cashback on Swiggy, Zomato and Ola.

Flipkart Axis Bank Credit Card: Annual Fee

The registration fee and annual/renewal fee are Rs 500 each.

Flipkart Axis Bank Credit Card: Benefits

Unlimited 5 percent cashback on Flipkart purchases and 4 percent cashback on partner merchants like Swiggy, PVR, etc.

Amazon Pay ICICI Credit Card: Annual Fee

No registration fee or annual/renewal fee.

Amazon Pay ICICI Credit Card: Benefits

Up to 5 percent back on Amazon purchases and 1 percent back on all offline spending.

HDFC Millennia Credit Card – Annual Fee

The registration fee and annual/renewal fee are Rs 1000 each.

HDFC Millennia Credit Card: Benefits

5 percent cash back on spending from top online brands and 1 percent cash back on other spending.

Airtel Axis Bank Credit Card – Annual Charge

The registration fee and annual/renewal fee are Rs 500 each.

Airtel Axis Bank Credit Card: Benefits

Up to 25 percent cashback on transactions on Airtel Thanks app.

Standard Certified Smart Credit Card – Annual Fee

The registration fee and annual/renewal fee are Rs 499 each.

Standard Authorized Smart Credit Card: Benefits

Double cashback on online spending and low interest of 0.99 percent per month on credit card EMIs.

Swiggy HDFC Bank Credit Card – Annual Fee

The registration fee and annual/renewal fee are Rs 500 each.

Swiggy HDFC Bank Credit Card: Benefits

10 percent cashback on food orders from Swiggy, Instamart, Dineout & Genie, and 5 percent cashback on online spending.



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